About Payment Exchange

About Payment Exchange

Payment Exchange has a thorough depth of knowledge and experience in virtually every type of escrow situation. Understanding the prime importance of rapid turnaround, we are able to assess the needs of the transaction and quickly respond with the appropriate services. We offer daily liquidity on escrowed capital, with a choice of proprietary AAA money market funds and the option of individual account management where appropriate. As with all of our services, we specialize in providing highly customized solutions that take into account the specific requirements of each client. For those clients with more traditional escrow needs, we also offer a wide range of cost-effective “standard” solutions that are ideal for many situations.


All of our clients benefit from access to our Online PortfolioTM system, a powerful, highly secure Internet reporting application that allows you access to portfolio, transaction, and security information for your trust or custody account. In addition, we provide expert reporting and documentation services, including Form 1099 reporting.


We provide escrow services for:

• Mergers and acquisitions
• 1031 tax-deferred exchanges
• Defeasance deposits
• Good faith deposits
• Trading requirement deposits
• Litigation and arbitration awards
• Indemnity deposits
• Bankruptcy reorganizations and liquidations Investment Management Capabilities
• Subscription deposits
• Construction funds
• Executive compensation arrangements
• Safekeeping of intellectual property and physical property
• Private transactions involving family of ces or high-net-worth individuals
• Life Settlement services

What is Escrow?

An escrow is a financial arrangement where a third party holds and regulates payment of the funds required for two parties involved in a given transaction. It helps make transactions more secure by keeping the payment in a secure escrow account which is only released when all of the terms of an agreement are met as overseen by the escrow company.


Escrows are very useful in the case of a transaction where a large amount money is involved and a certain number of obligations need to be fulfilled before a payment is released like in the case of a website being built where the buyer might want confirmation of the quality of work being done before making a full payment, and the seller doesn’t want to extend a massive amount of work without any assurance that he or she will receive payment. While traditional escrow service is quite difficult and must be obtained through banks and lawyers, Payment Exchange provides online escrow services at affordable rates. While the payment is 'In Escrow' the transaction can be safely carried out without risk of losing money or merchandise due to fraud. This eliminates all legal jargon and allows for secure transactions and confident buyers and sellers.


How does Escrow Work?

Payment Exchange reduces the risk of fraud by acting as a trusted third-party that collects, holds and only disburses funds when both Buyers and Sellers are satisfied.
  1. Buyer and Seller agree to terms - Either the Buyer or Seller begins a transaction. After registering at Payment Exchange, all parties agree to the terms of the transaction.
  2. Buyer pays Payment Exchange - The Buyer submits a payment by approved payment method to our secure Escrow Account, Payment Exchange verifies the payment, the Seller is notified that funds have been secured 'In Escrow'.
  3. Seller ships merchandise to Buyer - Upon payment verification, the Seller is authorised to send the merchandise and submit tracking information. Payment Exchange verifies that the Buyer receives the merchandise.
  4. Buyer accepts merchandise - The Buyer has a set number of days to inspect the merchandise and the option to accept or reject it. The Buyer accepts the merchandise
  5. Payment Exchange pays the Seller - Payment Exchange releases funds to the Seller from the Escrow Account.

Transaction is complete - safely and securely!

Knowing at every step

Every time you log into Payment Exchange, our status updates will let you know exactly where you are in the transaction process and if there is action required by you.


Having access to this step-by-step timeline means, whether you're a buyer or a seller, you'll never get stuck wondering what to do next or where you are in the transaction.


Escrow Accounts

When you make a transaction using Payment Exchange, your funds are held in secured, non interest bearing trust Escrow Accounts until the transaction is completed. This ensures that your transaction is protected against chargebacks, fraud or wrongly described goods. Learn more about Escrow Accounts.


Personal service behind every transaction

Our licensed and regulated services are also backed by our experienced and knowledgeable escrow officers. Our friendly escrow professionals are available to assist you personally with any need that may arise.


At Payment Exchange, we offer live phone support Monday through Friday, from 8:00 am to 11:00 pm Pacific. In addition, we offer email support 24 hours a day, 7 days a week.

Payment Options?

Payment Exchange offers many types of payment options including wire transfers, checks and money orders, credit cards and PayPal. Payment types may have certain limitations, however. For example credit cards and PayPal are subject to additional fees and have a maximum of $5,000 while checks and money orders have a $2,000 maximum and are subject to a ten business day hold.

Indemnity Escrow Deposit?

Learn More Start a Transaction